Lucy is the Founder and Managing Partner of Token Bay Capital, a Hong Kong based early-stage venture fund that invests in digital assets and blockchain companies. She is also a Board Member of the FinTech Association of Hong Kong and Founder of Women in Crypto, Hong Kong.

Prior to founding Token Bay Capital, Lucy was a senior leader of PwC’s Global Crypto team where she advised entrepreneurs, start-ups and financial institutions on their crypto and blockchain projects. She also worked with many central banks and other regulatory bodies around the world to help formulate their crypto asset policies. Lucy was named a Top 10 Rising Women in Crypto in 2020 (FinTech Times and Wirex) and #22 Top 100 Women in FinTech in 2021 (FinTech Magazine).

Prior to working in FinTech, Lucy spent 16 years in banking with Goldman Sachs, Credit Suisse, Schroders and Kleinwort Benson.

She holds a Type 9 (asset management) license with the Securities and Futures Commission of Hong Kong and became a Chartered Wealth Manager in the UK in 2015. Born and raised in Hong Kong and educated in the UK, she graduated from the University of Oxford with a degree in Modern History.

Ken Lo is a co-founder of HKbitEX and holds the position of Chief Strategy Officer. Prior to joining HKbitEX, Ken was one of the early founding members of ZA International where he held the position of Head of Strategic Partnerships. ZA International obtained a Hong Kong Virtual Banking and Virtual Insurance Licenses respectively in March 2019 and May 2020 making them only 1 of 8 Virtual Banks in existence in Hong Kong.

Ken has more than 10 years of experience within the financial industry, with expertise in banking, consulting and Fintech.

Paul has over 16 years’ experience in Hong Kong serving a wide range of financial institutions, having previously worked for KPMG in the UK for eight years. As the Head of Banking & Capital Markets, Paul has worked with a variety of clients in Hong Kong and across Asia advising them on a range of matters. Paul’s clients comprise institutions in retail/commercial banking, private wealth management and investment banking with a particular focus on international groups’ operations in Asia.

Paul has worked extensively on the audits of large financial institutions in Hong Kong and regularly advised on financial reporting matters. Paul oversees relationships and all services across his clients with a personal focus on advising clients how to strengthen and improve their governance, risk management and compliance processes, particularly in relation to matters around Conduct Risk.